It doesn’t take a very complicated financial life to find yourself lost in a forest of financial papers. Loans, and taxes, and bank statements – oh my!
What can you toss? How
How Long Should You Keep Financial Records?
November 16th, 2011 by Misty MurphyFinancial Advice From The Over 50s
November 15th, 2011 by adminWith personal debts on the rise, many people are looking to find different pieces of advice to help them with their finances.
With this in mind, insurance company Aviva arranged for a survey of a group of over 50’s to give financial advice to younger people, sharing their wisdom. The results found that they said that would advise the younger generation not to have lots of children, to be more careful with their shopping and also not to spend too much on their weddings.
This is probably good advice as an average wedding can cost as much as £18,500, which many of those surveyed said that if they could go back in time, that would be something they would save cash on. The survey also found that around 1000 of the over 50’s said that they believed that one way to have a more financially secure retirement would be to have less children.
Nearly 60% of those surveyed said that they believed that younger people needed to ensure that they shopped more frugally to avoid financial difficulties. The m
Should you fix your mortgage at 1.99%?
November 10th, 2011 by Misty MurphyThe cost of fixing your mortgage for two years has fallen to an all time low and Leeds Building Society is offering the chance to fix your mortgage payments at en eye-wateringly low rate of just 1.99%.
But before you rush to apply for this deal, read on, because while it might be the lowest fixed rate mortgage on the market, it isn’t necessarily the cheapest.
Once you’ve decided what type of mortgage to go for (fixed or variable), most people base their decision on the rate of interest they’ll be charged and lenders know this.
This is why we’ve seen mortgage fees shoot up over recent years because banks and building societies are using set up costs as a way being able to offer attractive headline interest rates without it affecting profit margins.
Get Personal Loans for School Supplies from Pounds to Pocket
November 7th, 2011 by admin
There are few investments in the world that have a higher return than investing in yourself and working to grow your education. Unfortunately when you are just starting out you may not have the cash you need to get started. Schools supplies, computer supplies and textbooks can be very expensive. If you need cash to go back to school and improve your education, contact Pounds to Pocket and find out more today.
Are you a student and your old laptop computer just isn’t cutting it anymore? With personal loans from Pounds to Pocket you can get the cash that you need to invest in a new laptop with everything that you need for school. Once your loan is funded you will have a full 12 months to pay it back on a payment plan that will work for you. In many cases you may even be able to place yourself on an automatic repayment plan. T
Avoid These Mistakes When Seeking Debt Relief
November 5th, 2011 by adminDebt relief is more necessary than ever as millions of Americans face foreclosure, bankruptcy and piling debt. This growing problem has led to an increase in the number of companies offering financial relief services like debt settlement. Many individuals who find themselves in a desperate situation make mistakes that can cost them dearly, such as trusting an unreliable company to reduce their debt. Avoid these mistakes when seeking debt relief to prevent making a bad situation even worse.
Make a Plan and Set Goals
It’s unreasonable to seek debt relief without first understanding the totality of the debt. Every consumer who is considering a financial relief solution should first determine what they actually owe. A debt plan can be created with long-term goals, such as paying off credit card debt within two years. T
Study: Many parents shrug at Facebook age restrictions
November 5th, 2011 by Misty MurphyWeb journal recently surveyed over 1,000 parents of children ages 10 to 14, and found that parents are often complicit in helping their underage children circumvent the 13-year-old age restriction and create accounts on Facebook.
Some of the findings: “Among the 84 percent of parents who were aware when their child first created the account, 64 percent helped create the account. Among those who knew that their child joined below the age of 13even if the child is now older than 13over two-thirds (68 percent) indicated that they helped their child create the account.”
The study also found that parents are very concerned about issues that COPPA— the Children’s Online Privacy Protection Act—is meant to address, but that many feel that parental oversight of kids’ online activities, as opposed to enforced age restrictions such as those on Facebook, is a better way to protect their children. Fro